Our Insurance Partners

Carriers We Trust to Protect Our Clients

As an independent insurance agency, Vallie Insurance has the ability to place coverage with multiple carriers. This means we are always shopping on your behalf — not locked into a single company. Our primary relationships are with Erie Insurance and Progressive, two carriers with outstanding financial strength and a proven track record of taking care of their policyholders.

Erie Insurance — Primary Carrier

Erie Insurance has been protecting policyholders since 1925, making it one of the most established and financially sound insurance companies in the United States. Erie consistently earns an A+ (Superior) rating from A.M. Best, the leading independent rating authority for the insurance industry. That rating reflects Erie’s exceptional ability to meet its financial obligations to policyholders — in other words, to pay claims.

Erie is known for comprehensive coverage options, competitive pricing, and a claims process that treats customers fairly. Erie offers a wide range of personal and commercial lines, including auto, home, renters, life, commercial property, and more.

Erie Insurance Contact & Resources

Vallie Insurance is a proud Erie Insurance agent. Erie products are available to qualifying applicants and subject to underwriting approval.

Progressive — Secondary Carrier

Progressive is one of the largest auto insurance carriers in the United States and a leader in coverage innovation. Progressive is particularly well-suited for clients with non-standard driving histories, specialty vehicles, or those who need commercial auto coverage. Progressive’s broad appetite and competitive pricing make it a valuable option when Erie is not the right fit.

Progressive is also a strong choice for motorcycle, boat, and RV insurance.

Progressive Contact & Resources

Additional Carriers

Depending on your coverage needs, risk profile, or the type of policy you are looking for, Vallie Insurance may place coverage with other reputable carriers in addition to Erie and Progressive. Our goal is always to find the right coverage at the right price — regardless of which company writes the policy.

If you have questions about which carrier is providing your coverage or want to explore your options, give us a call at (423) 636-3743.

Questions About Your Carrier?

We are happy to help you understand your policy, contact your carrier on your behalf, or shop your coverage at renewal. Contact us anytime.

Frequently Asked Questions

What does it mean that Vallie Insurance is an independent agency?

An independent agency represents multiple insurance companies rather than being tied to just one. This means we can compare rates and coverage from several carriers to find the best option for you. A captive agent (like a State Farm or Allstate agent) can only offer their one company’s products.

Do I pay more for using an independent agent?

No. Independent agents are compensated by the insurance carriers, not by you. The rates you pay through our agency are the same rates you would pay going directly to the carrier. You get the added benefit of having a local advocate who shops the market and handles claims on your behalf at no additional cost.

Can you help me if I already have a policy with another company?

Absolutely. We can review your current coverage, identify gaps or areas where you may be overpaying, and provide comparison quotes from our carriers. If switching makes sense, we handle the transition. If your current policy is already the best fit, we will tell you that honestly.