When shopping for insurance, you will encounter two types of agents: independent agents and captive agents. Understanding the difference can save you time and money.
What Is a Captive Agent?
A captive agent works for one insurance company and can only sell that company’s products. State Farm agents, Allstate agents, and Farmers agents are all captive. If their company’s rates are not competitive for your situation, they cannot offer you an alternative.
What Is an Independent Agent?
An independent agent (like Vallie Insurance) represents multiple insurance carriers. We can compare rates and coverage from several companies to find the best fit for your needs. We work for you, not the insurance company.
Key Advantages of Independent Agents
- Choice: We shop multiple carriers so you do not have to.
- Competitive rates: We can find the best price by comparing options.
- Advocacy: We work for you during the claims process, not the insurance company.
- Convenience: One agent handles all your policies, even when they are with different carriers.
- Local knowledge: We understand Greeneville and East Tennessee.
Why Vallie Insurance?
As an independent agency, we partner with trusted carriers like Erie Insurance and Progressive to deliver the right coverage at the right price. We have been serving Greeneville since 2000 with a 4.9-star Google rating. Call us to experience the independent agent difference.