Medicare Open Enrollment happens every year from October 15 through December 7. This is your window to review your current plan and make changes for the upcoming year. Here is what Greeneville-area seniors need to know.
What You Can Change During Open Enrollment
- Switch from Original Medicare to a Medicare Advantage plan (or vice versa)
- Change from one Medicare Advantage plan to another
- Join, switch, or drop a Medicare Part D prescription drug plan
Why You Should Review Every Year
Plans change their formularies, premiums, and networks every year. A plan that was a great fit last year may not cover your medications at the same cost this year. A 10-minute annual review can save hundreds of dollars.
Common Mistakes to Avoid
- Doing nothing: Assuming your current plan is still the best option without checking.
- Choosing on premium alone: A $0 premium plan may have higher copays and deductibles that cost more in the long run.
- Ignoring drug coverage: Check that your specific medications are still covered at the same tier.
Free Medicare Review at Vallie Insurance
Kelley McCray at Vallie Insurance offers free, no-obligation Medicare plan reviews. We will compare your current plan with available options and help you find the best fit for your health needs and budget. Call to schedule your review.