Auto Insurance

YourTurn from Erie: How Teen Drivers Can Earn Discounts

By admin

Adding a teen driver to your auto insurance can double your premium. Erie Insurance’s YourTurn program gives young drivers a way to earn rewards for safe driving. Here is how it works.

What Is YourTurn?

YourTurn is a free telematics program from Erie Insurance designed specifically for drivers under 25. It uses a smartphone app to measure driving behavior and rewards safe habits with gift cards to popular retailers.

How It Works

  1. Download the YourTurn app on your teen’s phone.
  2. The app runs in the background and tracks driving habits: speed, braking, phone use, and time of day.
  3. After each trip, the driver receives a score.
  4. Safe driving earns points redeemable for gift cards of up to $50 per quarter ($200 per year).

What It Tracks

  • Speed: Staying within posted limits.
  • Braking: Smooth, gradual stops instead of hard braking.
  • Phone use: Keeping the phone down while driving.
  • Time of day: Avoiding late-night driving when risks are higher.

Benefits Beyond Rewards

Parents get visibility into their teen’s driving habits. The app creates accountability and encourages safe behavior during the most dangerous years of a young driver’s life.

How to Enroll

YourTurn is available to all Erie auto insurance policyholders with drivers under 25. Call Vallie Insurance and we will get you set up.